Make 4 interest-free payments with Affirm
When inspiration strikes, say yes with confidence — knowing you’ll never pay a penny more than your purchase price. With Affirm, there are no late fees, service fees, prepayment fees, or any hidden fees. Never pay more than the amount disclosed up front. It only takes a moment, and checking your eligibility won’t affect your credit score.
Buying with Affirm is simple:
Fill your cart
When done, select Affirm at checkout.
Complete your purchase
Enter a few pieces of info for a real-time decision.
Pay over time
Make 4 payments every 2 weeks with Affirm site or app.
Frequently asked questions
- Can I pay off my purchase early?
- Yes, there’s no penalty for paying early.
- How do I make my payments?
- You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
- Do I need a mobile number to use Affirm?
- Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
- Does checking my eligibility affect my credit score?
- Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payments may be reported to credit bureaus
- Can I return an item I bought with Affirm?
- Yes, you can return an item you bought with Affirm by initiating the return process with the store.
- Where can I learn more about Affirm?
- You can visit their website at affirm.com.
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.