Make 4 interest-free payments with Affirm

When inspiration strikes, say yes with confidence knowing you’ll never pay a penny more than your purchase price.

1. Fill your cart

When you’re done shopping,
 select Affirm at checkout.

2. Complete your purchase

Enter a few pieces of info for a
 real-time decision...

3. Pay over time

Make 4 payments every 2 weeks
 at or in the Affirm app.

Say yes with confidence

With Affirm, there are no late fees, service feeds, prepayment fees, or any hidden fees.


Never pay more than the amount disclosed up front.


It only takes a moment, and checking your eligibility won’t affect your credit score.


Affirm won’t charge you late fees or penalties of any kind, ever.

Payment options are offered by Affirm, are subject to an eligibility check, and may not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license


Can I pay off my purchase early?

Yes! There’s no penalty for paying early.

How do I make my payments?

You can make or schedule payments at or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

Does checking my eligibility affect my credit score?

No, checking your eligibility won't affect your credit score.

Can I return an item I bought with Affirm?

Yes, you can return an item you bought with Affirm by initiating the return process with the store.

Where can I learn more about Affirm?

You can visit their website at